- Combining Financing Expertise -
with Friendly Service

RFFC traces its roots to 2004, when its founders recognized a unique opportunity to help direct sales dealers and distributors grow their businesses more profitably while providing better consumer financing options for families.

Leveraging nearly a century's worth of experience, our team has developed a sophisticated risk assessment model, which enables us to purchase and service retail installment contracts from dealers and distributors at highly competitive rates while guarding against the potential for defaulted loans.

Working with the leading brands in the direct sales industry, our offerings have expanded to include medical and dental offices that are looking to provide financing options for their patients. We also work with window replacement companies as well as HVAC, electrical and plumbing contractors to provide "one-stop" consumer financing through RFFC.

Our hard-working people are the reason for our success. Highly knowledgeable in the direct sales and consumer financing industry, our team strives to deliver an unparalleled level of service. Whether you're a consumer or a dealer/distributor, you can rely on RFFC to keep you steady as you grow.